Business files, balance sheets, UBO: Is your fiduciary prepared for an AMLR inspection?
In Belgium as in France, the ITAA, the Order of Chartered Accountants and the SPF Economy are intensifying their inspections. With the deployment of the new European AMLR regulation, the lack of timestamped traceability on your client files is no longer acceptable.
Secure your mandates and gain peace of mind in the face of new regulatory requirements. Discover how to anticipate inspections and protect your firm.
The hidden risk in your firm's portfolio
The AMLR transforms compliance into a permanent requirement for 100% of your mandates.Your firm is it ready to respond to this new reality?
Heavy administrative fines imposed on partners and firms during inspections.
Massive productivity loss during closures: spending hours searching for UBOs of holdings instead of advising clients.
Audits and inspections focus on four critical cogs of compliance. A single failure can lead to immediate sanctions.
THE 4 CRITICAL COGS DURING AN AMLR INSPECTION
The era when a simple compliance check was reduced to ticking a box in a paper file is definitively over. With the deployment of the AMLR regulation, the supervisory authorities have harmonised and tightened their inspection grids. Auditors no longer just check for the presence of identity documents: they methodically track the rigor of your internal processes and the traceability of your decisions. During an inspection, four recurring failings now concentrate the majority of grievances and sanctions.
Identifying the manager at the creation of the file is no longer sufficient. The absence of a timestamped and archived re-evaluation constitutes the first recorded infraction.
Keeping a simple register extract without having mapped the shareholding down to the individual (> 25% of shares) is sanctioned under the AMLR.
Handling the accounting of a client listed on an asset freeze list or having a PPE status without a strengthened analysis file.
Not having a formalised internal policy describing the risk mapping specific to the fiduciary.
Transform the AMLR bureaucracy into a smooth process
Onbora centralises and automates your accounting firm's compliance into a single dashboard
Smart UBO Mapping
Instantly untangle complex corporate structures (holding cascades, SRL, SCI, SA) and identify Beneficial Owners in seconds.
Real-Time Screening
Automatic and continuous interrogation of global official databases (UN, EU, OFAC) for PPE statuses and sanction lists.
Dynamic Risk Scoring
Automatic assignment of a risk level (low, medium, high) according to Belgian, French and European standards.
Evidence Register for Inspection
One-click generation of a timestamped and tamper-proof PDF audit report ready for the ITAA, the Order or the SPF Economy.
"Onbora is not just a legal shield against AMLR checks: it is a massive time saver that gives back dozens of production hours to your teams."
Prepare your fiduciary for AMLR requirements today.
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